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Rates

Loan Rates Certificate Rates Saving Rates Fee Schedule

Effective as of: January 1, 2017
Loan Rates
Loan TypeAPR*
First MortgagesCall (251) 435-5900 for details.
Home Equity Line of CreditCall (251) 435-5900 for details.
Visa® Credit Cards9.99%
New Autos2.49%
Used Autos2.49%
New Boats5.99%
Used Boats6.49%
New Motorcycles5.99%
Used Motorcycles6.49%
Other Secured Loans6.99%
Fully Share Secured2% Above Dividend Rate
Credit Establishment/Restoration18.00%
Personal8.99%
Rates quoted are best available and subject to change. Term limits may apply. Loan rates may vary depending on credit scoring. All loans subject to credit approval.
NEW AUTOS
Qualifying members may finance new autos up to 110% of MSRP plus tax, title and doc fee. Maximum term 84 months.
USED AUTOS
Financing not to exceed 110% of NADA retail value. Maximum term 72 months.
Current year models with less than 7,500 miles will be treated as a new auto.
NEW MOTORCYCLE LOANS
  • Financing not to exceed MSRP plus tax, title and doc fees.
  • *Minimum Payment Guideline - Monthly payment no less than $100.00.
USED MOTORCYCLE LOANS
  • Financing not to exceed NADA retail value.
  • *Minimum Payment Guideline - Monthly payment no less than $100.00.

MOBILE BRANCH
130 Mobile Infirmary Blvd.
Mobile, AL 36607
Drive Up
Monday - Friday
7:00 a.m. - 5:00 p.m.
Lobby
Monday - Friday
8:00 a.m. - 5:00 p.m.

FAIRHOPE BRANCH
(Located in Thomas Hospital)
750 Morphy Avenue
Fairhope, AL 36532
Monday - Wednesday - Friday
8:30 a.m. – 1:00 p.m.
2:00 p.m. – 5:00 p.m.