Rates

Loan Rates Saving Rates Certificate Rates Fee Schedule

Effective as of: August 20, 2015

Loan Rates

Loan TypeAPR*
First MortgagesCall (251) 435-5900 for details.
Home Equity Line of CreditCall (251) 435-5900 for details.
Visa® Credit Cards9.99%
New Autos1.99%
Used Autos1.99%
New Boats5.99%
Used Boats6.49%
New Motorcycles5.99%
Used Motorcycles6.49%
Other Secured Loans6.99%
Fully Share Secured2% Above Dividend Rate
Credit Establishment/Restoration18.00%
Personal8.99%
Rates quoted are best available and subject to change. Term limits may apply. Loan rates may vary depending on credit scoring. All loans subject to credit approval.
NEW AUTOS
  • Qualifying members may finance new autos up to 110% of MSRP plus tax, title and doc fee.
USED AUTOS
  • Financing not to exceed 110% of NADA retail value.
  • Current year models with less than 7,500 miles will be treated as a new auto.
NEW MOTORCYCLE LOANS
  • Financing not to exceed MSRP plus tax, title and doc fees.
  • *Minimum Payment Guideline - Monthly payment no less than $100.00.
USED MOTORCYCLE LOANS
  • Financing not to exceed NADA retail value.
  • *Minimum Payment Guideline - Monthly payment no less than $100.00.

MIMC BRANCH
5 Infirmary Circle
Mobile, AL 36607
Monday - Friday
7:30 a.m. - 4:00 p.m.
Hospital Payroll Friday
7:00 a.m. - 4:00 p.m.

SPRINGHILL AVENUE BRANCH
1753 Springhill Avenue
Mobile, AL 36607
Monday - Friday
8:30 a.m. - 5:00 p.m.

THOMAS HOSPITAL BRANCH
750 Morphy Avenue
Fairhope, AL 36532
Monday -Wednesday-Friday
8:30 a.m. - 5:00 p.m.